FAQ

What is a payday loan?

A payday loan is a small short term loan that is intended to cover expenses for which urgent payment is required.

Do I qualify for a loan?

To qualify for a payday loan the applicant in general should have regular income and an open bank checking account in good standing with an ability to accept direct deposits.  Most lenders require that the borrower be at least 18 years old.

When will I receive my money?

Money can be deposited as fast as 1 hour after your loan has been approved.

Can I receive a loan when I have bad credit?

For Payday loans there are no credit checks required. Even with bad credit you can apply for a payday loan.

How much will a loan cost me?

The rates and terms for the loan depend on the information you provided in your application, this varies per customer. You will be provided with the exact rates and terms after submitting your application.